Mortgage Tools
Mortgage Calculators
Three free calculators covering monthly mortgage payment and amortization, the 2026 mortgage interest deduction, and property tax estimates for all 50 states.
Mortgage CalculatorMonthly P&I payment and full amortizationEnter price, down payment, rate, and term. Get monthly principal & interest, PITI, total interest, and a 30-year amortization schedule.Updated May 2026Mortgage Interest Deduction Calculator2026 mortgage interest deduction ($750K cap)Prorates deductible interest for balances above the OBBB-permanent $750,000 cap. Includes PMI deductibility and standard vs. itemized deduction comparison.Updated May 2026Property Tax CalculatorAnnual property tax estimate by stateSelect your state for the effective tax rate, apply exemptions, and project multi-year tax bills with value appreciation.Updated May 2026
2026 Mortgage Tax Changes
- Mortgage interest cap made permanent: OBBB §70108 permanently extended the $750,000 acquisition debt cap (was set to expire after 2025 under TCJA).
- PMI deduction made permanent: The mortgage insurance premium deduction is now permanent for acquisition loans.
- SALT cap raised: The 2026 SALT cap is $40,400, up from $10,000 — property taxes can be deducted up to that combined limit when itemizing.
Educational estimates only — not tax or financial advice. Methodology | Disclaimer